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+Retrieved from https://www.skype.com/en/legal/ios/tos/ (2016-09-09)
+
+Table of contents:
+
+    1. Your agreement with Skype
+    2. Acceptance of the Terms
+    3. Changes to the Terms
+    4. Licence
+    5. Use of the software and products and Skype websites
+    6. Your obligations
+    7. Proprietary rights
+    8. Charges
+    9. Payment
+   10. Refund Policy
+   11. Ending Your relationship with Skype
+   12. Exclusion of warranties, limitation of liability and indemnity
+   13. Third party websites products and services
+   14. Additional Terms
+   15. Your confidential information and your privacy
+   16. For Government users only
+   17. How to contact Skype
+   18. Miscellaneous
+   19. Product specific terms
+   20. Pay by mobile
+
+PLEASE READ CAREFULLY BEFORE DOWNLOADING THE SOFTWARE OR USING THE PRODUCT(S)
+OR SKYPE WEBSITES
+
+Key Points
+
+   It is important that you read the entirety of and understand this
+   document. There are, however, a few key points that we need to
+   emphasise:
+
+   NO ACCESS TO EMERGENCY SERVICES: The Software is not a replacement for
+   your ordinary mobile or fixed line telephone. In particular, apart from
+   in the very limited circumstances set out in paragraph 5.6 of these
+   Terms (applicable to Skype’s Internet Communications Software only),
+   the Software does not allow you to make emergency calls to emergency
+   services. You must make alternative communications arrangements to
+   ensure that you can make emergency calls if needed.
+
+   CHECK RESTRICTIONS ON USE: In some countries there are restrictions on
+   the use of the Software. It is your responsibility to ensure that you
+   are legally allowed to use the Software where you are located.
+
+   NO OWNERSHIP OF NUMBERS: If Skype allocates to you a Skype Number
+   (previously known as “Online Number”) or Skype To Go Number, you do not
+   own the number or have a right to retain that number forever. Skype may
+   need to change or withdraw the number allocated to you from time to
+   time. You will not transfer or attempt to transfer your Skype Number or
+   Skype To Go Number to anyone else. You must ensure you comply with any
+   allocation requirements displayed when purchasing a Skype Number as
+   failure to do so could result in the number being withdrawn. Please see
+   also paragraph 19.1.
+
+   SKYPE CREDIT BECOMES INACTIVE AFTER 180 DAYS: If you purchase Skype
+   Credit please be aware that it becomes inactive after 180 days of
+   inactivity. Please see also paragraph 9.2.
+
+   ARBITRATION CLAUSE AND CLASS ACTION WAIVER: If you live in the USA and
+   select Pay by Mobile (see paragraph 20), a binding arbitration clause
+   and class action waiver affects your rights to resolve a dispute with
+   Skype, its corporate affiliates, or other third parties including
+   mobile phone carriers. Please read paragraph 20.3 carefully.
+
+1. YOUR AGREEMENT WITH SKYPE
+
+   1.1 Skype’s internet communication software applications (“Internet
+   Communications Software”), other “Skype” branded software applications
+   (together the “Skype Software”), the “Qik” branded software
+   applications (“Qik Software”) and associated documentation (whether in
+   printed or electronic form) including any improvements, modifications,
+   enhancements, fixes, updates, upgrades and future versions thereto
+   (“Updates”) and whether made available for free or for a fee,
+   (collectively the “Software”) are licensed (not sold) to you by Skype
+   Software Sàrl.
+
+   1.2 The features and products that are made available through the
+   Software for free (excluding products or features available for free on
+   a trial basis only) (“Free Products”) are provided to you by Skype
+   Software Sàrl.
+
+   1.3 Any additional products or features of the Skype Software or Qik
+   Software, or other “Skype” or “Qik” branded products, that you pay for
+   (including products or features available for free on a trial basis
+   only) (“Paid For Products”) are provided to you by Skype Communications
+   Sàrl.
+
+   1.4 “Skype Websites” means www.skype.com, www.qik.com (both of which
+   are operated by Skype Communications Sàrl) and any other websites
+   authorised by Skype which link to these Terms.
+
+   1.5 “Skype’’ means Skype Software Sàrl, 23 – 29 Rives de Clausen,
+   L-2165 Luxembourg or Skype Communications Sàrl, 23 – 29 Rives de
+   Clausen, L-2165 Luxembourg as the context requires;
+   “Products” means collectively the Free Products and Paid For Products;
+   “you” or “your” means you, the registered holder of the User Account
+   (as described in paragraph 6.1) and licensee under these Terms.
+
+   1.6 Your agreement with Skype is made up of the terms and conditions
+   set out in this document, together with any fair usage policies
+   described in this document and Additional Terms referred to in
+   paragraph 14 (collectively the “Terms”). To the extent of any
+   inconsistency between the fair usage policies or any Additional Terms
+   and this document, this document shall take precedence.
+
+2. ACCEPTANCE OF THE TERMS
+
+   2.1 In order to download and/or use the Software, Products and/or Skype
+   Websites you must first accept these Terms. These Terms are accepted by
+   you (a) when you click to accept or agree to the Terms; or (b) when you
+   download and/or use the Software, Products and/or Skype Websites. We
+   advise you to print a copy of these Terms for your records. These Terms
+   remain effective from the date of acceptance until terminated by you or
+   Skype in accordance with paragraph 11.
+
+   2.2 You cannot accept these Terms if: (a) you are not lawfully entitled
+   to use the Software, Products and/or Skype Websites in the country in
+   which you are located or reside or (b) if you are not of legal age to
+   form a binding agreement with Skype.
+
+   2.3 In some countries the Products may be provided to you by Skype’s
+   local partner. If so, that local partner may ask you to accept its own
+   terms of service (“local terms”). If there is any inconsistency between
+   those local terms and these Terms, then the local terms shall govern to
+   the extent of that inconsistency.
+
+
+3. CHANGES TO THE TERMS
+
+   3.1 Skype may make changes to these Terms from time to time. Skype will
+   publish the changes at www.skype.com/go/tou. Changes to the fair usage
+   policies and/or Additional Terms will be posted on the applicable Skype
+   Website. The changes will be effective when published. Please review
+   the Terms on a regular basis. You understand and agree that your
+   express acceptance of the Terms or your use of the Software, Products
+   and/or Skype Websites after the date of publication shall constitute
+   your agreement to the updated Terms. If you do not agree with the
+   amended Terms, you may terminate your relationship with Skype in
+   accordance with paragraph 11 below.
+
+4. LICENCE
+
+   4.1 Licence. Subject to your compliance with these Terms, you are
+   granted a limited, non-exclusive, non-sublicensable, non-assignable,
+   free of charge license to download and install the Software on a
+   personal computer, mobile phone or other device; and personally use the
+   Software through your individual Skype or Qik user account (as
+   applicable) (“User Account”). For the avoidance of doubt, (a) IT
+   administrators working on behalf of a company may download and install
+   the Skype Software onto personal computers or other devices used by
+   personnel of such company; and (b) you are permitted to use the
+   Software at a university or other educational institution, or at work.
+   Skype reserves all rights not expressly granted to you under these
+   Terms.
+
+   4.2 Restrictions. You may not and you agree not to:
+
+   (a) sub-license, sell, assign, rent, lease, export, import, distribute
+   or transfer or otherwise grant rights to any third party in the
+   Software;
+
+   (b) undertake, cause, permit or authorise the modification, creation of
+   derivative works or improvements, translation, reverse engineering,
+   decompiling, disassembling, decryption, emulation, hacking, discovery
+   or attempted discovery of the source code or protocols of the Software
+   or any part or features thereof (except to the extent permitted by
+   law);
+
+   (c) remove, obscure or alter any copyright notices or other proprietary
+   notices included in the Software;
+
+   (d) use the Software or cause the Software (or any part of it) to be
+   used within or to provide commercial products or services to third
+   parties. The foregoing shall not preclude you using the Software for
+   your own business communications, subject to paragraph 4.1 above;
+
+   (e) other than for the purposes of download and installation, use the
+   Software except through your User Account.
+
+   4.3 Third-Party Technology. If you are using Software pre-loaded on,
+   embedded in, combined, distributed or used with or downloaded onto
+   third party products, hardware, software applications, programs or
+   devices (“Third-Party Technology”), you agree and acknowledge that: (a)
+   you may be required to enter into a separate licence agreement with the
+   relevant third party owner or licensor for the use of such Third-Party
+   Technology; (b) some Products and/or functionality may not be
+   accessible through the Third-Party Technology and (c) Skype cannot
+   guarantee that the Software shall always be available on or in
+   connection with such Third-Party Technology.
+
+   4.4 Third Party Notices. The Software may include third party code that
+   Skype, not the third party, licenses to you under this agreement.
+   Notices, if any, for the third party code are included for your
+   information only. Third party scripts, linked to, called or referenced
+   from the Software, are licensed to you by the third parties that own
+   such code, not by Skype.
+
+5. USE OF THE SOFTWARE AND PRODUCTS AND SKYPE WEBSITES
+
+   5.1 Equipment: In order to use the Software and the Products you will
+   need an Internet broadband connection. You are responsible for
+   providing all equipment required to access the Internet or enable
+   communications such as headsets, microphones and webcams.
+
+   5.2 Use of Your Equipment: The Internet Communications Software may use
+   the processing capabilities, memory and bandwidth of the computer (or
+   other applicable device) you are using, for the limited purpose of
+   facilitating the communication and establishing the connection between
+   Internet Communications Software users. If your use of the Internet
+   Communications Software is dependent upon the use of a processor and
+   bandwidth owned or controlled by a third party, you acknowledge and
+   agree that your licence to use the Internet Communications Software is
+   subject to you obtaining consent from the relevant third party for such
+   use. You represent and warrant that by accepting these Terms, you have
+   obtained such consent.
+
+   5.3 Updates to the Software: Skype may automatically check your version
+   of the Skype Software. You may be required to enter into an updated
+   version of these Terms to be able to download or otherwise take
+   advantage of any Updates. Skype has no obligation to make available any
+   Updates. However, Skype may (a) require you to download and install
+   Updates; or (b) download and install Updates from Skype automatically
+   from time to time unless you have chosen (through your Skype client
+   settings) not to receive automatic Updates. Microsoft Corporation or
+   its affiliates and subsidiaries may also automatically download updates
+   to the Skype Software for Windows, if you have chosen to receive
+   Microsoft Updates. These updates are required to maintain software
+   compatibility, provide security updates or bug fixes, or offer new
+   features, functionality or versions. You agree to receive such updates
+   from Skype in order to continue using the Skype Software and you agree
+   to accept such Updates subject to these Terms.
+
+   5.4 Suspension, technical improvement and maintenance: From time to
+   time, Skype may need to perform maintenance on or upgrade the Software,
+   Products or Skype Websites or the underlying infrastructure that
+   enables you to use the Software, Products or Skype Websites. This may
+   require Skype to temporarily suspend or limit your use of some or all
+   of the Software, Products or Skype Websites until such time as this
+   maintenance and/or upgrade can be completed. To the extent possible and
+   unless an intervention is urgently required, Skype will publish the
+   time and date of such suspension or limitation on the Skype Website in
+   advance. You will not be entitled to claim damages for such suspension
+   or limitation of the use of any Software, Product or Skype Website.
+
+   5.5 No Access to Emergency Services: Neither the Products nor the
+   Software are intended to support or carry emergency calls to any type
+   of hospitals, law enforcement agencies, medical care unit or any other
+   kind of services that connect a user to emergency services personnel or
+   public safety answering points (“Emergency Services”). There are
+   important differences between traditional telephone services and the
+   Products. You acknowledge and agree that: (i) Skype is not required to
+   offer access to Emergency Services under any applicable local and/or
+   national rules, regulations or law; (ii) it is your responsibility to
+   purchase, separately from the Products, traditional wireless (mobile)
+   or fixed line telephone services that offer access to Emergency
+   Services, and (iii) the Software and the Products are not a replacement
+   for your primary telephone service. Find out more about calling 112,
+   the dedicated emergency number for the EU at
+   www.skype.com/go/emergency.
+
+   5.6 Limited Emergency Calling (Internet Communications Software Only
+   and Not Applicable to the Qik Software)
+
+   5.6.1 In a very limited number of countries, and for defined Internet
+   Communications Software versions and platforms only, Skype will try to
+   provide limited emergency calling as a stand-alone feature but can
+   provide no commitment in this respect. Click here for the listing of
+   countries (“Enabled Countries”) and software versions and other
+   platforms (“Enabled Versions”) that enable limited Skype emergency
+   calling. Skype emergency calling is not available for any other
+   countries, versions or platforms. You should keep traditional wireless
+   (mobile) or fixed line telephone services available for your calls to
+   Emergency Services and use Skype’s limited emergency calling only as an
+   absolute last resort. In particular, please also note that:
+
+   (i) power cut, battery failure or internet connection failure can lead
+   to a Skype call failure, including your call to Emergency Services.
+   Additionally, any of the quality limitations set out in paragraph 5.9
+   below, may otherwise affect successful call connection.
+
+   (ii) where available, an emergency call made using the Internet
+   Communications Software in an enabled country may not receive the same
+   network priority as a call made using traditional wireless (mobile) or
+   fixed line telephone services.
+
+   (iii) if your emergency call is connected, you will need to tell the
+   Emergency Services operator that you speak to where you are physically
+   located so that the correct emergency organisation can respond to your
+   emergency and knows where to find you. If you do not provide this
+   information when prompted, you acknowledge that your emergency call may
+   not be completed and you will not be able to gain access to your
+   required Emergency Services using the Internet Communications Software.
+   Skype will have no liability for your failed emergency call in such
+   circumstances.
+
+   (iv) other than for the Enabled Countries and Enabled Versions, Skype
+   does not provide limited emergency calling in any country or for or in
+   conjunction with any Products or using any platforms, devices, services
+   or operating systems (including any products, platforms, devices,
+   services or operating systems developed by third parties using Skype’s
+   APIs, any of Skype’s software development kits or otherwise).
+
+   5.6.2 In Enabled Countries, you should configure the limited emergency
+   calling functionality by setting your default location for emergency
+   calling in the Call Settings page of your desktop Internet
+   Communications Software (if you are using a 4.1 version for Windows (or
+   later) or version 2.8 for Mac OS X (or later)). It is your
+   responsibility to ensure that this location information is correct and
+   kept up-to-date if your physical address changes. Skype does not
+   support emergency calls in the majority of countries around the world.
+   Where limited emergency calling is supported Skype will not charge you
+   to make an emergency call and you do not need to have a Skype Credit
+   balance. If however your country is not supported for limited emergency
+   calling then you should not attempt to, and agree not to, make any
+   emergency calls using your Internet Communications Software. If, with
+   your permission, another user uses your User Account, it is your
+   responsibility to inform that user of the limited circumstances in
+   which limited emergency calling is available.
+
+   5.7 Content of Communications: Skype is not the source of, does not
+   verify or endorse and takes no responsibility for the content of
+   communications made using the Software. By using the Software, you
+   agree that any content that you submit may be transmitted to the
+   recipient of your communication. The content of communications is
+   entirely the responsibility of the person from whom such content
+   originated. You therefore may be exposed to content that is offensive,
+   unlawful, harmful to minors, obscene, indecent or otherwise
+   objectionable. The content of communications may be protected by
+   intellectual property rights, which are owned by third parties. You are
+   responsible for the content you choose to communicate and access using
+   the Software. In particular, you are responsible for ensuring that you
+   do not submit material that is (i) copyrighted, protected by trade
+   secret or otherwise subject to third party proprietary rights,
+   including privacy and publicity rights, unless you are the owner of
+   such rights or have permission from their rightful owner (ii) a
+   falsehood or misrepresentation (iii) offensive, unlawful, harmful to
+   minors, obscene, defamatory, libellous, threatening, pornographic,
+   harassing, hateful, racially or ethnically offensive, or that
+   encourages conduct that would be considered a criminal offense, gives
+   rise to civil liability, violates any law, or is otherwise
+   objectionable; (iv) an advertisement or solicitation of business; or
+   (v) impersonating another person. Skype reserves the right (but shall
+   have no obligation) to review content for the purpose of enforcing
+   these Terms. Skype may in its sole discretion block, prevent delivery
+   of or otherwise remove the content of communications as part of its
+   effort to protect the Software, Products or its customers, or otherwise
+   enforce these Terms. Further, Skype may in its sole discretion remove
+   such content and/or terminate these Terms and your User Account if you
+   use any content that is in breach of these Terms.
+
+   5.8 Notice and Take-Down If Skype receives any notification that any
+   material that you post, upload, edit, host, share and/or publish on the
+   Skype Website or through the Software (excluding your private
+   communications) (“User Submission”) is inappropriate, infringes any
+   rights of any third party, or if Skype wishes to remove your User
+   Submission for any reason whatsoever, Skype reserves the right to
+   automatically remove such User Submission for any reason immediately or
+   within such other timescales as may be decided from time to time by
+   Skype in its sole discretion. The User Submission shall be taken down
+   without any admission as to liability and without prejudice to any
+   rights, remedies or defenses, all of which are expressly reserved. You
+   acknowledge and agree that Skype is under no obligation to put back
+   such User Submission at any time. If User Submissions infringe, or if
+   you believe that User Submissions infringe any of your rights
+   (including intellectual property rights) or are unlawful, please
+   contact us immediately by following our notice and takedown procedure.
+   Click here to view the Notice and Takedown Procedure. Skype reserves
+   the right to ask for verification of your identity and to seek further
+   information to verify your complaint. You agree that you are solely
+   responsible for the consequences resulting from your complaint
+   (including but not limited to removal or blocking of the User
+   Submission) and you acknowledge and agree that any complaint may be
+   used in court proceedings. Any false, misleading or inaccurate
+   information provided by you may result in civil and criminal liability.
+
+   5.9 Quality: Skype cannot guarantee that the Software, Products or
+   Skype Websites will always function without disruptions, delay or
+   errors. A number of factors may impact the quality of your
+   communications and use of the Software, Products (depending on the
+   Products used) or Skype Websites, and may result in the failure of your
+   communications including but not limited to: your local network,
+   firewall, your internet service provider, the public internet, the
+   public switched telephone network and your power supply. Skype takes no
+   responsibility for any disruption, interruption or delay caused by any
+   failure of or inadequacy in any of these items or any other items over
+   which we have no control.
+
+   5.10 Changes to Products: Skype is constantly improving the Software
+   and Products and may also need to change technical features from time
+   to time in order to comply with applicable regulations. Accordingly,
+   you acknowledge and agree that the Products and functionality of the
+   Software may vary from time to time. Technical requirements for use of
+   Products and Software and feature descriptions are available on the
+   Skype Website. If you do not agree with any changes to Software and
+   Products you may terminate your relationship with Skype in accordance
+   with paragraph 11. You may need to upgrade to a new version in order to
+   enjoy the benefit of certain Products. In addition, you acknowledge and
+   agree that certain Products may be subject to usage limits or
+   geographical restrictions, which may vary from time to time. Please
+   check the Skype Website for details of the most up-to-date usage
+   restrictions that apply to the Products that you are using.
+
+   5.11 Unsolicited Ideas Skype does not consider or accept unsolicited
+   proposals or ideas, including without limitation ideas for new
+   products, technologies, promotions, product names, product feedback and
+   product improvements (“Unsolicited Feedback”). If you send any
+   Unsolicited Feedback to Skype through the Skype Website or otherwise,
+   you acknowledge and agree that Skype shall not be under any obligation
+   of confidentiality with respect to the Unsolicited Feedback.
+
+   5.12 Reports Certain parts of the Skype Websites or the Software may
+   ask for written suggestions or problem reports such as using our
+   contact form or problem report form (“Reports”). Please read carefully
+   any specific terms, which govern those Reports. The Reports shall be
+   deemed the property of Skype. Skype shall exclusively own all now known
+   or hereafter existing rights to the Reports throughout the universe in
+   perpetuity and shall be entitled to use the Reports for any purpose
+   whatsoever, commercial or otherwise, without compensation to the
+   provider of the Reports. Any Reports you send to Skype will not be
+   treated as confidential and Skype shall not be liable for any
+   disclosure of the Reports.
+
+   5.13 Linking You may link to the Skype Website from another website
+   owned by you, provided you do so in a way that is fair and legal and
+   does not damage our reputation or take advantage of it. You must not
+   establish a link in such a way as to suggest any form of association,
+   approval or endorsement by Skype where none exists. You may not frame
+   the Site on any other site. Skype provides a Qik branded embeddable
+   flash player feature which you may incorporate into your own personal,
+   non-commercial website for use in accessing the materials on the Qik
+   branded Skype Website. Skype may revoke the permission to link to the
+   Skype Websites at any time at its sole discretion and will notify you
+   in this respect.
+
+6. YOUR OBLIGATIONS
+
+   6.1 User Account. Prior to your first use of the Skype Software and
+   your first use of the Qik Software, you will be asked to create a User
+   Account and choose a user ID and password. We recommend that you choose
+   a password that is hard to guess and consists of letters, numbers and
+   symbols. You may only use the Software through your User Account. You
+   are solely responsible and liable for all activities conducted through
+   your User Account. To prevent unauthorised use, you shall keep your
+   password confidential and shall not share it with any third party or
+   use it to access third party websites or services. If you suspect that
+   someone else knows your password, then you shall immediately change it
+   in order to protect the security of your User Account. It is your
+   responsibility to ensure that you do not respond to any unsolicited
+   requests for credit card details, passwords or other data. Skype takes
+   no responsibility for your failure to comply with the obligations in
+   this paragraph 6.1.
+
+   6.2 Lawful Use: You must use the Software, Products and Skype Websites
+   in accordance with the laws of where you are located. In some countries
+   there are restrictions on the download and use of the Software,
+   Products and/or Skype Websites. It is your responsibility to ensure
+   that you are legally allowed to use the Software, Products and/or Skype
+   Websites where you are located.
+
+   6.3 Prohibited Use: You may not:
+
+   (a) intercept or monitor, damage or modify any communication which is
+   not intended for you;
+
+   (b) use any type of spider, virus, worm, trojan-horse, time bomb or any
+   other codes or instructions that are designed to distort, delete,
+   damage, emulate or disassemble the Software, Products, Skype Websites,
+   communication or protocols;
+
+   (c) send unsolicited communications (also referred to as “SPAM”, “SPIM”
+   or “SPIT”) or any communication not permitted by applicable law or use
+   the Software, Products or Skype Websites for the purposes of phishing
+   or pharming or impersonating or misrepresenting affiliation with
+   another person or entity;
+
+   (d) expose any third party to material which is offensive, harmful to
+   minors, indecent or otherwise objectionable in any way;
+
+   (e) use the Software, Products or Skype Websites to cause or intend to
+   cause embarrassment or distress to, or to threaten, harass or invade
+   the privacy of, any third party; or
+
+   (f) use (including as part of your User ID and/or profile picture) any
+   material or content that is subject to any third party proprietary
+   rights, unless you have a licence or permission from the owner of such
+   rights; or
+
+   (g) collect or harvest any personally identifiable information,
+   including account names, from the Software, Products or Skype Websites;
+
+   (h) impact or attempt to impact the availability of the Software,
+   Products or Skype Websites for example, with a denial of service (DOS)
+   or distributed denial of service (DDoS) attack;
+
+   (i) use or launch any automated system, including without limitation,
+   robots, spiders or offline readers that access the Software, Products
+   or Skype Websites. Notwithstanding the foregoing, you agree that Skype
+   grants to the operators of public search engines permission to use
+   spiders to copy materials from the Skype Website for the sole purpose
+   of creating publicly available searchable indices of the materials, but
+   not caches or archives of such materials. Skype reserves the right to
+   revoke these exceptions at any time.
+
+   6.4 User Submissions Please exercise respect when participating in any
+   features of the Skype Websites or Software such as Forums, Blogs, email
+   functions, video hosting, sharing and/or publishing or any other
+   function on the Skype Websites or of the Skype Software which allows
+   you to post, upload, edit, host, share and/or publish content. You
+   acknowledge and agree that: (i) by using the Skype Websites and/or
+   Software you may be exposed to content that you may find offensive or
+   indecent and you do so at your own risk; (ii) you are solely
+   responsible for, and Skype has no responsibility to you or any third
+   party for any User Submissions that you create, submit, post or publish
+   on the Skype Websites or through the Software; (iii) Skype does not
+   guarantee any confidentiality with respect to User Submissions, whether
+   or not they are published (iv) Skype is not responsible for any User
+   Submissions that you may have access to through your use of the Skype
+   Websites or Software and all User Submissions are the responsibility of
+   the person from whom such User Submissions originated. Skype does not
+   endorse any User Submissions or any opinion, recommendation, or advice
+   expressed therein, and expressly disclaims any and all liability in
+   connection with User Submissions.
+
+   In connection with your User Submissions, you represent and warrant
+   that you
+
+   (i) own or have the necessary licenses, rights, consents, and
+   permissions to use and authorise Skype to use all copyrights, trade
+   marks, trade secrets, patents and other intellectual property or
+   proprietary rights in and to any and all User Submissions in accordance
+   with these Terms; and
+
+   (ii) you have the written consent, release and /or permission of each
+   and every identifiable individual person in the User Submission to use
+   the name and/or likeness of each and every such individual in the User
+   Submission, to enable inclusion and use thereof in the manner
+   contemplated by these Terms. You shall not copy, post or use text,
+   photos, pictures, music, sounds, images or any other content from any
+   third party or source (“Third Party Content”) without specific
+   permission from the owner. Such Third Party Content may be protected by
+   intellectual property laws and the owners of the intellectual property
+   rights in such content may object to its use. You must not use any
+   Third Party Content without first obtaining the permission of the owner
+   of the intellectual property rights in such content.
+
+   Notwithstanding any rights or obligations governed by the Additional
+   Terms (as defined below) if, at any time you choose to upload or post
+   User Submissions to the Skype Websites or through the Software
+   (excluding Reports and excluding the content of your communications)
+   you automatically grant Skype a non-exclusive, worldwide, irrevocable,
+   royalty-free, perpetual, sub-licensable and transferable license of all
+   rights to use, edit, modify, include, incorporate, adapt, record,
+   publicly perform, display, transmit and reproduce the User Submissions
+   including, without limitation, all trade marks associated therewith, in
+   connection with the Skype Websites and Skype’s Software and Products
+   including for the purpose of promoting or redistributing part or all of
+   the Skype Websites and/or the Software or Products, in any and all
+   media now known or hereafter devised. You also hereby grant each user
+   of the Skype Website and/or Skype’s Software or Products a
+   non-exclusive license to access your User Submission through the Skype
+   Website and/or Software or Products and to use, copy, distribute,
+   prepare derivative works of, display, perform and transmit such User
+   Submissions solely as permitted through the functionality of the Skype
+   Websites and/or Software or Products and pursuant to these Terms of
+   Use. In addition, you waive any so-called “moral rights” in and to the
+   User Submissions, to the extent permitted by applicable law.
+
+   You may not submit or publish through the Skype Website or Software any
+   User Submissions that are libelous, defamatory, pornographic,
+   harassing, hateful, an invasion of privacy, obscene, abusive, illegal,
+   racist, offensive, harmful to a minor or an infringement of any
+   intellectual property rights or a trade secret of a third party, or
+   would otherwise violate the rights of any third party or give rise to
+   civil or criminal liability. Furthermore, you may not submit or publish
+   User Submissions that contain falsehoods or misrepresentations, solicit
+   funds or services, contain advertising, promotional materials, junk
+   mail, spam, chain letters or any form of solicitation, impersonate
+   others or include programs that contain viruses or any other programs
+   designed to impair the functionality of any computer. You agree not to
+   solicit, for commercial purposes, any users of the Skype Website or
+   Software with respect to their User Submissions. You agree not to
+   circumvent, disable or otherwise interfere with the security related
+   features of the Skype Website or Software or features that prevent or
+   restrict the use of any content thereof.
+
+   6.5 Your Information: From time to time, Skype may request information
+   from you for the purpose of supplying the Software or Products to you.
+   You shall ensure that any such information is complete, up-to-date and
+   accurate.
+
+   6.6 No Reselling. The Software and Products are for your individual
+   use. You shall not resell or commercialise the Software and/or Products
+   to any third party.
+
+   6.7 Export Restrictions: The Software may be subject to international
+   rules that govern the export of software. You shall comply with all
+   applicable international and national laws that apply to the Software
+   as well as end-user, end-use, destination restrictions issued by
+   national governments or similar bodies, and restrictions on embargoed
+   nations. In the US the Internet Communications Software is controlled
+   under ECCN 5D992 of the Export Administration Regulations (“EAR”) under
+   Encryption Registration Number (“ERN”) R100351 and thus may not be
+   exported or re exported from the US to or downloaded by any person in
+   any countries controlled for anti terrorism reasons under the EAR,
+   which include Iran, North Korea, Cuba, Syria and Sudan. Moreover, the
+   Internet Communications Software may not be exported or re exported
+   from the US to or downloaded by any person or entity subject to US
+   sanctions regardless of location. See
+   www.bis.doc.gov/ComplianceAndEnforcement/ListsToCheck.htm and EAR Part
+   736. Skype is making the Software available to you for download only on
+   the condition that you certify that you are not such a person or entity
+   and that the download is not otherwise in violation of US export
+   control and sanctions regulations.
+
+7. PROPRIETARY RIGHTS
+
+   7.1 The Software, Products and Skype Websites contain proprietary and
+   confidential information that is protected by intellectual property
+   laws and treaties.
+
+   7.2 The content and compilation of content included on the Skype
+   Websites, (excluding User Submissions) such as sounds, text, graphics,
+   logos, icons, images, audio clips, digital downloads and software, are
+   the property of Skype, its affiliates or licensors and are protected by
+   United States and international copyright laws. Such copyright
+   protected content cannot be reproduced without Skype’s express
+   permission. You may download and make personal, non-commercial use of
+   User Submissions on www.qik.com that are displayed with a “download” or
+   similar link. Skype reserves all rights not expressly granted in the
+   Skype Websites.
+
+   7.3 Skype and/or its licensors retain exclusive ownership of the
+   Software, Products and Skype Websites and all intellectual property
+   therein (whether or not registered and anywhere in the world). You will
+   not take any action to jeopardise, limit or interfere with Skype’s
+   intellectual property rights in the Software, Products and/or Skype
+   Websites.
+
+   7.4 “Skype”, associated trademarks and logos and the “S” logo are
+   trademarks of Skype. Skype has registered and filed applications to
+   register its trademarks in many countries worldwide. Skype’s trademarks
+   and trade dress may not be used in connection with any product or
+   service that is not Skype’s, in any manner that is likely to cause
+   confusion among customers, or in any manner that disparages or
+   discredits Skype. All other trademarks not owned by Skype or any of its
+   related companies that appear on this site are the property of their
+   respective owners. You are not permitted to and shall not register or
+   use any trade name, trademark, logo, domain name or any other name or
+   sign that incorporates any of Skype’s intellectual property (in whole
+   or part) or that is confusingly similar thereto. Please also see
+   Skype’s Trademark Guidelines for further details on use of its marks.
+
+8. CHARGES
+
+   8.1 Calling phones and premium rate numbers with Skype Credit:
+
+   (i) Calling landlines and mobiles: The charges payable for calling
+   phones (outside of a subscription) consist of a connection fee (charged
+   once, per call) and a per-minute rate as set out on
+   www.skype.com/go/allrates. All calls will be disconnected and require a
+   re-dial after a 4-hour duration and an additional connection fee will
+   be charged on re-dial.
+
+   (ii) Premium rate numbers: The charges payable for calling premium rate
+   numbers consist of a per-minute rate available at
+   www.skype.com/go/rates-premium. No connection fee is payable.
+
+   (iii) Skype may change the rates for calling phones and premium rate
+   numbers at any time without notice to you by posting such change at
+   www.skype.com/go/allrates. The new rate will apply to your next
+   purchase after the new rates have been published. Please check the
+   latest rates before you make your call. If you do not accept the new
+   rates, do not make your call.
+
+   (iv) The duration of a call shall be based on one-minute increments.
+   Fractions of minutes will be rounded up to the next minute. The
+   connection fee, where applicable, will be charged at the beginning of
+   the call. At the end of a call, fractional cent charges will be rounded
+   up to the nearest whole cent, for example a total call price of €0.034
+   will be rounded up to €0.04. During the call, charges incurred will be
+   deducted automatically from the Skype Credit balance in your User
+   Account.
+
+   8.2 Charges for other Paid For Products: The charges for other Paid For
+   Products will be confirmed to you before you complete a purchase from
+   Skype. Skype may change the charges payable for the purchase of such
+   Products at any time without any notice to you. You can choose whether
+   or not to accept the new charges prior to completing your next purchase
+   of the applicable Product. The new charges will apply to your next
+   purchase after the new charges have been published.
+
+   8.3 Promotional Offers: From time to time, Skype may offer Paid-For
+   Products for free for a trial period. Skype reserves the right to
+   charge you for such Products (at the normal rate) in the event that
+   Skype determines (in its reasonable discretion) that you are abusing
+   the terms of the offer, including if you are using any service, proxy
+   or other devices or anonymous IP address that prevents us from locating
+   you.
+
+   8.4 Tax: Skype may collect VAT or other indirect taxes at the
+   appropriate rate (as per applicable tax rules) at the time of purchase
+   of Skype Credit. 15% Luxembourg VAT generally applies if you are
+   located in the EU and the Products are purchased and used in the EU. 8%
+   Swiss VAT applies if you are located in Switzerland. Other local taxes
+   may apply in certain countries. When you purchase a voucher or pre-paid
+   card, depending on the country, 15% Luxembourg VAT, local VAT or other
+   taxes may apply and may be deducted from the value of the voucher or
+   prepaid card upon redemption. You explicitly waive any right to VAT
+   reimbursement from Skype if the amount of VAT ultimately payable by the
+   latter to the tax authorities would for any reason be lower than the
+   amount of VAT collected from you at the time of purchase. Your Skype
+   Credit balance is displayed exclusive of any such taxes. The
+   territories in the EU set out below are outside the scope of EU VAT
+   under Council Directive 2006/112/EC on the common system of VAT, as
+   amended. The Skype Website does not enable users in such territories to
+   take advantage of this VAT exemption and we therefore do not provide
+   the Products in such territories: Mount Athos, Canary Islands, French
+   Overseas Departments, Aland Islands, Channel Islands, Heligoland
+   Island, Büsingen / Buesingen Territory, Ceuta, Melilla, Livigno,
+   Campione d'Italia and Italian Waters of Lake Lugano.
+
+   8.5 Third-Party Charges: Using the Software on mobile applications will
+   use some of the data allowance available on the data package to which
+   you have subscribed with your mobile network operator. Out-of-country
+   usage may lead to significantly higher costs than regular usage, and
+   you are solely responsible for keeping yourself informed and paying for
+   possible roaming and other applicable charges levied by your mobile
+   network operator.
+
+9. PAYMENT
+
+   9.1 Skype Credit. You can pay for select Paid-For Products using Skype
+   Credit. You can purchase Skype Credit using any payment method made
+   available to you by Skype from time to time. The Skype Credit that you
+   purchase will be credited to your User Account at the time of purchase
+   (or if you are using a Skype Credit voucher, at the time you redeem
+   that voucher).
+
+   9.2 Inactive Skype Credit. If you do not use your Skype Credit for a
+   period of 180 days, (including Skype Credit that has been allocated to
+   you by a Skype Manager administrator) Skype will place your Skype
+   Credit on inactive status. You can reactivate the Skype Credit by
+   following the reactivation link in My Account at
+   https://secure.skype.com/account/credit-reactivate. Reactivated Skype
+   Credit is not refundable. If you are located in Japan and you buy Skype
+   Credit from the Skype Website, this paragraph does not apply to you and
+   your Skype Credit shall expire 6 months from the date of purchase. You
+   are not permitted to use any Skype Credit on or after the date of its
+   expiry.
+
+   9.3 Other payment methods. Skype does not guarantee that you will be
+   able to use your Skype Credit balance to purchase all Products. Where
+   Skype Credit cannot be used to pay for a Product, Skype will make
+   another payment method available to you. Skype reserves the right to
+   remove or amend the available payment methods at its sole discretion.
+
+   9.4 Recurring Payments. Where you purchase Products on a subscription
+   basis (monthly, every 3 months or annually (as applicable)), you
+   acknowledge and agree that this is a recurring payment and payments
+   shall be made to Skype by the method you have chosen at the recurring
+   intervals chosen by you, until the subscription for that Product is
+   terminated by you or by Skype.
+
+   9.5 Auto-Recharge.
+
+   (a) The Auto-Recharge feature will be automatically enabled when you
+   buy Skype Credit, unless you untick the appropriate box. Your Skype
+   Credit balance will be recharged with the same amount and by the same
+   payment method chosen when you first sign up for Auto-Recharge, unless
+   you subsequently change the amount by accessing your User Account. For
+   example, if you purchase 10 Euros of Skype Credit with your credit
+   card, the recharge amount charged to your credit card will also be 10
+   Euros of Skype Credit. In future the same amount will be charged to
+   your credit card every time your Skype account balance goes below the
+   threshold set by Skype from time to time. If you do not want to enable
+   Auto-Recharge, please untick the box.
+
+   (b) If you purchased a subscription with a payment method other than
+   credit card, PayPal or Moneybookers (Skrill), and you have enabled
+   Auto-Recharge, your Skype Credit balance will be recharged with the
+   amount necessary to purchase your next recurring subscription.
+
+   (c) You can disable Auto-Recharge at any time by accessing your User
+   Account.
+
+10. REFUND POLICY
+
+   10.1 When you purchase Paid-For-Products directly from Skype you will
+   be entitled to a cancellation period of fifteen (15) days (a
+   “Cooling-Off Period”) unless you have made use of the Paid-For-Products
+   in any way, in which case the Cooling-Off Period will be extinguished
+   and your purchase cannot be cancelled or refunded.
+
+   10.2 Outside of the Cooling-Off Period, only subscriptions are
+   refundable unless used or expired.
+
+   10.3 Expenditure of Skype Credit, allocation of a Skype Number, or use
+   of any aspect of a subscription amounts to “use” of a Paid-For-Product.
+   You hereby expressly agree that Skype Numbers may be allocated before
+   the end of the Cooling-Off Period.
+
+   10.4 The Cooling-Off Period and refunds do not apply to
+   Paid-For-Products that are (i) purchased via a third party partner of
+   Skype (please contact the partner directly, who may decide in its sole
+   discretion whether or not to pay a refund), (ii) not directly acquired
+   online from Skype (e.g. vouchers or pre-paid cards) (iii) paid for in
+   cash using third party payment methods (such as a cash payment wallet)
+   and (iv) paid for and allocated to your Skype Account by a Skype
+   Manager administrator. They also do not apply to Membership of Skype
+   Developer.
+
+   10.5 If you believe that Skype has charged you in error, you must
+   contact Skype within 90 days of such charge. No refunds will be given
+   for any charges more than 90 days old.
+
+   10.6 Skype reserves the right to refuse a refund request if it
+   reasonably believes (i) that you are trying to unfairly exploit this
+   refund policy, for example, by making repetitive refund requests in
+   respect of the same Product; (ii) if you are in breach of these Terms
+   or (iii) if Skype reasonably suspects that you are using our Products
+   or Software fraudulently or that your User Account is being used by a
+   third party fraudulently.
+
+   10.7 This refund policy does not affect your statutory rights.
+
+11. ENDING YOUR RELATIONSHIP WITH SKYPE
+
+   11.1 You may terminate your relationship with Skype at any time and
+   without recourse to the courts by requesting closure of your User
+   Account, ceasing to use the Software, Products and/or Skype Websites
+   and cancelling any recurring payments.
+
+   11.2 Skype may terminate its relationship with you, or may terminate or
+   suspend your use of the Software, User Account(s), Products or Skype
+   Websites at any time and without recourse to the courts:
+
+   (a) if you are in breach of these Terms;
+
+   (b) if Skype reasonably suspects that you are using the Software, the
+   Products and/or Skype Websites to break the law or infringe third party
+   rights;
+
+   (c) if Skype reasonably suspects that you are trying to unfairly
+   exploit or misuse the refund policy, or any of our policies.
+
+   (d) if Skype reasonably suspects that you are using our Products,
+   Software and/or Skype Websites fraudulently or that your User Account
+   is being used by a third party fraudulently;
+
+   (e) if you have purchased Skype Credit from an unauthorised reseller;
+
+   (f) in respect of a particular Product, on thirty (30) days notice if
+   Skype decides to cease offering that Product;
+
+   (g) immediately, if required due to a change in laws/regulation by a
+   regulator or authority with a lawful mandate, or by any of Skype’s
+   partners;
+
+   (h) on thirty (30) days notice if Skype decides to cease offering the
+   Software to users in your jurisdiction generally.
+
+   11.3 Skype shall effect such termination by preventing your access to
+   your User Account, the Software, Products and/or Skype Websites (as
+   applicable). We reserve the right to cancel User Accounts that have
+   been inactive for more than one (1) year.
+
+   11.4 Consequences of Termination: Upon termination of your relationship
+   with Skype: (a) all licenses and rights to use the Software, Products
+   and/or Skype Websites shall immediately terminate; (b) you will
+   immediately cease any and all use of the Software, Products and/or
+   Skype Websites; and (c) you will immediately remove the Software from
+   all hard drives, networks and other storage media and destroy all
+   copies of the Software in your possession or under your control.
+
+12. EXCLUSION OF WARRANTIES, LIMITATION OF LIABILITY AND INDEMNITY
+
+   12.1 For the purposes of this paragraph 12, "Skype" includes its
+   subsidiary companies and affiliated legal entities and all their
+   directors, officers, agents, licensors and employees.
+
+   12.2 No Warranties: TO THE MAXIMUM EXTENT PERMITTED BY LAW: THE
+   SOFTWARE, PRODUCTS AND SKYPE WEBSITES ARE PROVIDED “AS IS” AND USED AT
+   YOUR SOLE RISK WITH NO WARRANTIES WHATSOEVER; SKYPE DOES NOT MAKE ANY
+   WARRANTIES, CLAIMS OR REPRESENTATIONS AND EXPRESSLY DISCLAIMS ALL SUCH
+   WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, WITH
+   RESPECT TO THE SOFTWARE, PRODUCTS AND/OR SKYPE WEBSITES INCLUDING,
+   WITHOUT LIMITATION, WARRANTIES OR CONDITIONS OF QUALITY, PERFORMANCE,
+   NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR USE FOR A PARTICULAR
+   PURPOSE. SKYPE FURTHER DOES NOT REPRESENT OR WARRANT THAT THE SOFTWARE,
+   PRODUCTS AND/OR SKYPE WEBSITES WILL ALWAYS BE AVAILABLE, ACCESSIBLE,
+   UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE AND ERROR-FREE OR
+   WILL OPERATE WITHOUT PACKET LOSS, NOR DOES SKYPE WARRANT ANY CONNECTION
+   TO OR TRANSMISSION FROM THE INTERNET, OR ANY QUALITY OF CALLS MADE
+   THROUGH THE SOFTWARE.
+
+   12.3 Nothing in these Terms shall exclude or restrict Skype's liability
+   for (a) death or personal injury, (b) loss resulting from Skype's
+   wilful default or gross negligence, (c) fraud or deliberate
+   misrepresentation, or (d) any liability which cannot be limited or
+   excluded by applicable law.
+
+   12.4 No Liability: YOU ACKNOWLEDGE AND AGREE THAT SKYPE WILL HAVE NO
+   LIABILITY WHATSOEVER, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE)
+   OR ANY OTHER THEORY OF LIABILITY, AND WHETHER OR NOT THE POSSIBILITY OF
+   SUCH DAMAGES OR LOSSES HAS BEEN NOTIFIED TO SKYPE, IN CONNECTION WITH
+   OR ARISING FROM YOUR USE OF SKYPE WEBSITES, OR THE INTERNET
+   COMMUNICATIONS SOFTWARE OR OTHER SOFTWARE THAT IS PROVIDED FREE OF
+   CHARGE. YOUR ONLY RIGHT OR REMEDY WITH RESPECT TO ANY PROBLEMS OR
+   DISSATISFACTION WITH SUCH SOFTWARE AND/OR SKYPE WEBSITES IS TO
+   IMMEDIATELY DEINSTALL SUCH SOFTWARE AND CEASE USE OF SUCH SOFTWARE
+   AND/OR SKYPE WEBSITES.
+
+   12.5 Limitation of Liability: Subject to paragraphs 12.3 and 12.4
+   above, Skype shall not be liable to you, whether in contract, tort
+   (including negligence) or any other theory of liability, and whether or
+   not the possibility of such damages or losses has been notified to
+   Skype, for:
+
+   (a) any indirect, special, incidental or consequential damages; or
+
+   (b) any loss of income, business, actual or anticipated profits,
+   opportunity, goodwill or reputation (whether direct or indirect); or
+
+   (c) any damage to or corruption of data (whether direct or indirect);
+
+   (d) any claim, damage or loss (whether direct or indirect ) arising
+   from or relating to:
+
+   (i) your inability to use the Software to contact Emergency Services;
+
+   (ii) your failure to make additional arrangements to access Emergency
+   Services in accordance with paragraph 5.5 above;
+
+   (iii)the service limitations set out in paragraph 5.6;
+
+   (iv)your failure to provide accurate physical location information to
+   an Emergency Services operative; or
+
+   (v)conduct of third party Emergency Services operatives and calling
+   centres to which you may be connected.
+
+   (e) any claim, damage or loss (whether direct or indirect) arising from
+   or relating to:
+
+   (i) any product or service provided by a third party under their own
+   terms of service, including without limitation, Skype WiFi;
+
+   (ii) any Third Party Technology;
+
+   (iii) any third party website.
+
+   12.6 Subject to paragraphs 12.3 - 12.5 above, Skype’s total liability
+   to you under or in connection with these Terms (whether in contract,
+   tort (including negligence) or any other theory of liability)) SHALL
+   NOT EXCEED IN AGGREGATE THE AMOUNT PAID BY YOU FOR THE PRODUCTS IN THE
+   12 MONTH PERIOD IMMEDIATELY PRIOR TO THE DATE OF THE EVENT GIVING RISE
+   TO THE RELEVANT CLAIM, SUBJECT TO A MAXIMUM OF FIVE THOUSAND EUROS IN
+   ALL CASES.
+
+   12.7 If any third party brings a claim against Skype in connection
+   with, or arising out of (i) your breach of these Terms; (ii) your
+   breach of any applicable law of regulation; (iii) your infringement or
+   violation of the rights of any third parties (including intellectual
+   property rights); (iv) your User Submissions or (v) your complaint in
+   relation to any User Submission, you will indemnify and hold Skype
+   harmless from and against all damages, liability, loss, costs and
+   expenses (including reasonable legal fees and costs) related to such
+   claim.
+
+13. THIRD-PARTY WEBSITES, PRODUCTS AND SERVICES
+
+   13.1 Third parties may offer products or services via the Software
+   and/or Skype Websites, including games, applications, images, ring
+   tones, or avatars. Whilst Skype takes no responsibility for such
+   products or services, if you encounter any problems with payment for or
+   download, use of installation of such products or services, Skype will
+   use commercially reasonable endeavours to assist or resolve the
+   problems. The third party products or services may be subject to the
+   third party provider’s own terms and privacy policy that you may have
+   to accept upon download or installation. You should review such terms
+   before making any purchase or using any third party product or service
+   and Skype shall not be responsible for your failure to do so.
+
+   13.2 You acknowledge and agree that any third-party product information
+   and pricing that is shown on the Skype Websites regarding third-party
+   products and services is given to Skype by the applicable third-party
+   merchant (“Merchant”). The Merchant has the ability to change its
+   pricing or terminate its product availability at anytime. Skype is not
+   involved in any transactions between you and any Merchant whose
+   products and/or services are listed on the Skype Websites. Skype does
+   not control, is not responsible for and does not guarantee: (i) the
+   pricing, quality, performance, availability or terms and conditions of
+   purchase of products or services provided by the Merchant; (ii) any
+   payment transactions, delivery, returns or after sales activities
+   related to the products or services purchased on the Merchants’
+   websites; (iii) the availability of the Merchant’s websites; (iv) the
+   completeness, truth or accuracy of any advertising or other materials
+   on, or available from, the Merchants’ websites, nor any listing or
+   other content about such products and services displayed on the Skype
+   Websites; (v) links to the Merchants’ websites that are featured on the
+   Skype Websites. Any questions, complaints, or claims related to any
+   product or service provided by a Merchant should be directed to the
+   applicable Merchant.
+
+   13.3 The Software and Skype Websites may include hyperlinks to other
+   third party websites. Skype is not responsible for such third party
+   websites or the availability of such websites and does not endorse any
+   content or material on such third party websites. Your use of each of
+   these third party websites is subject to the terms and conditions
+   posted on the applicable website.
+
+14. ADDITIONAL TERMS
+
+   14.1 The Skype Etiquette provides guidelines on how to use Skype and
+   how to treat the other members of Skype’s community properly and
+   respectfully. Please read these guidelines carefully which form part of
+   the Terms.
+
+   14.2 If you want to use the Internet Communications Software in
+   connection with any Broadcast, you must comply with the Broadcast TOS
+   at http://www.skype.com/legal/broadcast
+
+   14.3 Software Development Kits and APIs. Software development kits
+   provided through Skype Developer on the Skype Website (including
+   “SkypeKit”) and the use of any application program interface (“API”)
+   exposed or made available by Skype are subject to their own licensing
+   terms in which case such licensing terms will govern your use of that
+   software. If you use any such software development kit or API (as
+   applicable) you agree that you have read and will comply with the
+   applicable licensing terms, which are available on
+   http://developer.skype.com/.
+
+   14.4 Qik Free and Open Source Software Notice is incorporated herein by
+   reference.
+
+15. YOUR CONFIDENTIAL INFORMATION AND YOUR PRIVACY
+
+   Skype is committed to respecting your privacy and the confidentiality
+   of your personal information. We will process your personal
+   information, the traffic data and the content of your communication(s)
+   in accordance with our Privacy Policy: http://www.skype.com/go/privacy.
+
+16. FOR GOVERNMENT USERS ONLY
+
+   The Software and Documentation are “commercial computer software” and
+   “commercial computer software documentation,” respectively, as such
+   terms are used in United States Federal Acquisition Regulations
+   paragraph 12.212. Any use, duplication or disclosure of the Software or
+   the Documentation by or on behalf of the U.S. Government is subject to
+   restrictions as set forth in this Agreement.
+
+17. HOW TO CONTACT SKYPE
+
+   17.1 To contact Skype in relation to the Skype Software or “Skype”
+   branded Products, please submit a support request to support.skype.com.
+
+   17.2 To contact Skype in relation to the Qik Software or “Qik” branded
+   Products, please submit a support request to support.qik.com.
+
+   17.3 If you contact Skype by any means other than as set out in
+   paragraphs 17.1 or 17.2, your request may not be acknowledged.
+
+18. MISCELLANEOUS
+
+   18.1 You agree to the use of electronic communication in order to enter
+   into contracts, place orders, and create other records and to the
+   electronic delivery of notices, policies and changes thereto and
+   records of transactions with Skype.
+
+   18.2 For your convenience, Skype may provide you with a translation of
+   the English language version of these Terms. In the event of any
+   inconsistency between a non-English version of these Terms and the
+   English version, the English version shall govern your relationship
+   with Skype.
+
+   18.3 These Terms constitute the entire agreement between you and Skype
+   with respect to your use of the Software, Products and/or Skype
+   Websites and replace any prior agreements between you and Skype with
+   respect to the Software, Products and/or Skype Websites.
+
+   18.4 If any provision of these Terms (or part of it), is found by any
+   court or administrative body of competent jurisdiction or an arbitrator
+   to be illegal, invalid or unenforceable, then such provision (or part
+   of it) shall be removed from the Terms without affecting the legality,
+   validity or enforceability of the remainder of the Terms. Paragraph
+   20.3(i) says what happens if parts of paragraph 20.3 (arbitration and
+   class action waiver) are found to be illegal, invalid or unenforceable.
+   Paragraph 20.3(i) prevails over this paragraph if inconsistent with it.
+
+   18.5 The failure by Skype to exercise, or delay in exercising, a legal
+   right or remedy provided by these Terms or by law shall not constitute
+   a waiver of Skype’s right or remedy. If Skype waives a breach of these
+   Terms, this shall not operate as a waiver of a subsequent breach of the
+   Terms.
+
+   18.6 You may not assign these Terms or any rights or obligations
+   contained in them. Skype may, without prior notice, assign these Terms
+   or any rights or obligations contained in them to any third party.
+
+   18.7 This paragraph 18, along with paragraphs, 4.2, 12, 20.3 and any
+   other provisions, which are expressed or clearly intended to survive or
+   operate in the event of termination, shall survive termination of the
+   Terms.
+
+   18.8 You acknowledge and agree that if Skype is unable to provide the
+   Software, Products and/or Skype Websites as a result of a force majeure
+   event, Skype will not be in breach of any of its obligations towards
+   you under these Terms. A force majeure event means any event beyond the
+   control of Skype.
+
+   18.9 These Terms other than paragraph 20.3 shall be governed by and
+   interpreted in accordance with the laws of Luxembourg and shall be
+   subject to the jurisdiction of the courts of the district of
+   Luxembourg. Paragraph 20.3 is governed by the United States Federal
+   Arbitration Act.
+
+   18.10 AVC/H.264 NOTICE: If the Software is used to make video calls (i)
+   between a personal computer and a device that is not a personal
+   computer or (ii) between devices that are not personal computers, the
+   AVC/H.264 codec may be used to facilitate video functionality in which
+   case the following notice applies: THE AVC VIDEO FUNCTIONALITY IN THIS
+   PRODUCT IS LICENSED UNDER THE AVC PATENT PORTFOLIO LICENSE FOR THE
+   PERSONAL AND NON-COMMERCIAL USE OF A CONSUMER TO (i) ENCODE VIDEO IN
+   COMPLIANCE WITH THE AVC STANDARD (“AVC VIDEO”) AND/OR (ii) DECODE AVC
+   VIDEO THAT WAS ENCODED BY A CONSUMER ENGAGED IN A PERSONAL AND
+   NON-COMMERCIAL ACTIVITY AND/OR WAS OBTAINED FROM A VIDEO PROVIDER
+   LICENSED TO PROVIDE AVC VIDEO. NO LICENSE IS GRANTED OR SHALL BE
+   IMPLIED FOR ANY OTHER USE. ADDITIONAL INFORMATION MAY BE OBTAINED FROM
+   MPEG LA, L.L.C. SEE www.mpegla.com.
+
+19. PRODUCT SPECIFIC TERMS
+
+   19.1 Skype Numbers (previously known as “Online Numbers”) and Skype To
+   Go numbers
+
+   (a) Availability and use. Where we provide you with a Skype Number or
+   Skype To Go number, you agree that:
+
+   (i) you do not own the number or have a right to retain that number
+   forever;
+
+   (ii) the number provided to you is subject to applicable numbering
+   rules and regulatory practices;
+
+   (iii) you will comply on an ongoing basis with any specific number
+   allocation requirements that we make you aware of, or any reasonable
+   instructions that Skype or Skype’s partners may give to you with regard
+   to the use of the numbers and the Products;
+
+   (iv) you will not transfer or attempt to transfer your number to any
+   third party. In particular, you are responsible for compliance with any
+   requirements related to residency and or location; and
+
+   (v) you will supply accurate, complete and up-to-date information to us
+   where we request it and inform us where such information changes. Skype
+   reserves the right to change the terms related to Skype Numbers and/or
+   Skype To Go numbers, including without limitation to impose or amend
+   any residency requirements and/or require the provision of further user
+   information for continued access to such numbers. In certain countries,
+   a number may be made available to you by a Skype partner rather than
+   Skype, and you may need to enter into a separate agreement with such
+   partner.
+
+   (b) Other changes to numbers. If Skype needs to withdraw or change the
+   number that has been made available to you, Skype will use commercially
+   reasonable endeavours to notify you by e-mail, stating the effective
+   date of the change and where possible, your new number. If you do not
+   wish to accept this new number, you are entitled to terminate your
+   number.
+
+   19.2 User Account on Skype Manager
+
+   (a) You are not permitted to belong to more than one Skype Manager at
+   the same time.
+
+   (b) Any Skype Number purchased before 21 July 2009 and allocated to you
+   by a Skype Manager administrator shall be taken back by the
+   administrator of the Skype Manager, if you leave the Skype Manager
+   account for any reason. The right to use the number and the
+   cancellation of such right rest with the Skype Manager administrator at
+   his/her sole discretion and not you.
+
+   (c) Personal and traffic data – Members. As a member of a Skype Manager
+   account you acknowledge and agree that the administrator of the Skype
+   Manager may, if you agree, view detailed information about the activity
+   on your User Account including the time, date, duration and destination
+   number of calls and SMS made and details of your purchases and
+   downloads. You can withdraw your agreement at any time by changing the
+   settings on your User Account. If you provide personal data including
+   your name and job title to be included on the Skype Manager directory,
+   you acknowledge that other members of that Skype Manager may view such
+   data.
+
+   19.3 Subscriptions
+
+   (a) Fair Usage Policy. At Skype, we want all of our customers to get
+   the best calling plans, known as ‘subscriptions’, at the lowest
+   possible price. This Fair Usage Policy ("FUP") is designed to prevent
+   fraud and abuse of our subscriptions by a small number of users.
+
+   Subject to this FUP, Skype’s unlimited subscriptions allow unlimited
+   calls to landlines in the applicable subscription countries (excluding
+   special, premium, service and non-geographic numbers). Unlimited calls
+   to mobiles may also be included where stated at the time of purchase.
+   All calls will be disconnected and require a re-dial after a 2-hour
+   duration.
+
+   Skype’s subscriptions are for individual use only (personal or business
+   communications) in accordance with our Terms of Use and this FUP
+   (“Legitimate Use”). The following is a non-exhaustive list of practices
+   that would not be considered Legitimate Use:
+
+   (i) Using subscriptions for telemarketing or call centre operations;
+
+   (ii) Re-selling subscription minutes;
+
+   (iii) Sharing subscriptions between users whether via a PBX, call
+   centre, computer or any other means;
+
+   (iv) Calling numbers (whether singly, sequentially or automatically) to
+   generate income for yourself or others as a result of merely placing
+   the call, other than for your individual business communications (and
+   subject to paragraph 4.1 of the Terms of Use); and
+
+   (v) Unusual calling patterns inconsistent with normal, individual
+   subscription use, for example, regular calls of short duration or calls
+   to multiple numbers in a short period of time.
+
+   Other practices may be relevant in determining Legitimate Use and Skype
+   reserves the right to take any unlawful, prohibited, abnormal or
+   unusual activity into account in making its determination. Skype may at
+   its option, terminate its relationship with you, or may suspend your
+   subscription immediately if it determines you are using your
+   subscription contrary to this FUP or Skype’s Terms of Use. Where
+   reasonable, Skype will provide you with notice of improper usage before
+   suspension or termination of your subscription and, if appropriate,
+   Skype may offer you an alternative subscription.
+
+   (b) Skype reserves the right to withdraw or change the subscriptions at
+   any time. If Skype changes the Products included in your subscription,
+   Skype will notify you by email stating the changes and their effective
+   date. If you do not wish to accept these changes, you are entitled to
+   terminate your subscription, with effect from the date on which the
+   changes are due to take effect.
+
+   (c) The “Unlimited World Extra” subscription has a minimum fixed term
+   of 2 years from the date of purchase. You are not permitted to
+   terminate it before the expiry of the 2-year minimum term except in
+   case of breach by Skype of the Terms. This subscription is billed
+   monthly as a recurring payment.
+
+   19.4 Skype WiFi
+
+   Skype WiFi is provided by one of Skype’s WiFi partners. Your use of
+   Skype WiFi is subject to that partner’s terms of service. Before you
+   start a Skype WiFi session at a specific WiFi hotspot, you will be
+   notified of the identity of the WiFi provider and their terms of
+   service. You will have to read their terms of service, which you agree
+   to be subject to by proceeding with the Skype WiFi session. You can pay
+   for Skype WiFi using your Skype Credit balance, and your use of Skype
+   Credit is subject to these Terms of Service.
+
+   19.5 SMS
+
+   Each SMS message has a limit of 160 characters. If you type a longer
+   message it will be broken down into several SMS messages and you will
+   be charged for each message sent. If you send SMS messages to more than
+   one person you will be charged for each SMS sent to each recipient. If
+   Skype cannot (for whatever reason) send your SMS, Skype will continue
+   to try and send the message for up to 24 hours after which time the SMS
+   charge will be refunded to your Skype Credit balance automatically if
+   delivery is unsuccessful.
+
+   19.6 Group Video Calling
+
+   (a) A fair usage policy applies at www.skype.com/go/terms.gvc.fairusage
+   and is incorporated herein by reference. Skype reserves the right to
+   change the fair usage policy at any time. Changes shall become
+   effective when published on the Skype Website. Your continued use of a
+   Skype Premium Subscription after publication on the Skype Website shall
+   constitute your acceptance to be bound by the terms and conditions of
+   the revised fair usage policy.
+
+   (b) Number of Participants. The number of permitted participants on a
+   group video call varies from 3 to a maximum of 10, subject to system
+   requirements. You can find more details at
+   www.skype.com/go/skypepremium.
+
+   (c) Audio Conversion. If a Skype Premium Subscription or Day Pass
+   expires during a group video call, or it has exceeded the fair usage
+   limit, or the owner of the Skype Premium Subscription leaves the call
+   (and there is no other participant on the call who owns a Skype Premium
+   Subscription), then the call will convert from video to audio.
+
+   (d) Software Versions. If a participant of a group video call is not on
+   a version of Internet Communications Software that supports group video
+   calls, then the call will be an audio call only for that participant.
+   For details of the system requirements for group video calling, please
+   see www.skype.com/go/skypepremium.requirements.
+
+   (e) Live chat. Live chat customer support is available as part of the
+   Skype Premium Subscription. This support is available 24 hours a day,
+   every day, and only in English.
+
+   19.7 Qik Premium Fair Usage Policy
+
+   Qik Premium is subject to a fair usage policy of 15GB of video storage
+   per user per month and each video can be no more than 90 minutes in
+   duration. Once these limits have been reached you cannot upload any new
+   videos in that month or continue recording beyond the 90-minute mark.
+
+   Skype reserves the right to change the fair usage policy at any time.
+   Changes shall become effective when published on the Skype Website.
+   Your continued use of Qik Premium after publication on the Skype
+   Website shall constitute your acceptance to be bound by the terms and
+   conditions of the revised fair usage policy.
+
+   19.8 Skype Video Messaging (“Video Messaging”)
+
+   If you are not a Skype Premium subscriber, the number of Video Messages
+   you can send are limited and will be subject to an expiry date.
+
+   Fair Use Policy: This FUP is designed to prevent fraud and abuse of
+   Video Messaging. Video Messaging is for personal, individual and
+   non-commercial use only, and to be in accordance with these Terms at
+   all times (“Legitimate Use”). Skype reserves the right to take any
+   unlawful, prohibited, abnormal or unusual activity into account in
+   making its determination as to whether your activity does not
+   constitute Legitimate Use. Skype may in its option, terminate its
+   relationship with you, or suspend your account immediately if it
+   determines you are using Video Messaging contrary to this FUP or these
+   Terms.
+
+20. PAY BY MOBILE
+
+   20.1 This section applies if you select a third-party payment system
+   that enables you to pay for Skype Credit and certain Paid for Products
+   via your mobile phone bill where applicable (“Pay by Mobile”).
+
+   20.2 By selecting or using Pay by Mobile:
+
+   (a) You authorise your mobile phone carrier to charge appropriate fees
+   directly to your mobile phone bill; and
+
+   (b) You represent that you are the person or entity responsible for the
+   mobile phone account associated with the mobile number you provide when
+   using Pay by Mobile, or are authorised by that person or entity to
+   incur such charges.
+
+   20.3 BINDING ARBITRATION AND CLASS ACTION WAIVER FOR UNITED STATES
+   ACCOUNTS. If you select Pay by Mobile and your mobile phone account is
+   registered with a mobile phone carrier in the USA or you reside in the
+   USA, the following additional terms apply:
+
+   (a) Paragraph 20.3 applies to any dispute arising between you and
+   either Skype or any third party including mobile phone carriers and
+   Skype’s corporate affiliates (collectively, “Disputed Party” or
+   “Disputed Parties”) relating to your use of Pay by Mobile, EXCEPT IT
+   DOES NOT INCLUDE A DISPUTE RELATING TO THE ENFORCEMENT OR VALIDITY OF
+   YOUR, SKYPE’S, OR EITHER OF OUR LICENSORS’ INTELLECTUAL PROPERTY
+   RIGHTS. Dispute, for purposes of paragraph 20.3, means any dispute,
+   action, or other controversy whether in contract, warranty, tort,
+   statute, regulation, ordinance, or any other legal or equitable basis.
+   Dispute will be given the broadest possible meaning allowable under
+   law.
+
+   (b) In the event of a dispute, you must provide Skype or other Disputed
+   Party with a Notice of Dispute, which is a written statement of the
+   name, address and contact information of the party giving it, the facts
+   giving rise to the dispute, and the relief requested. You must send any
+   Notice of Dispute to Skype or its corporate affiliate at ATTN: Legal
+   Department, Microsoft Corporation One Microsoft Way Redmond, WA
+   98052-7329. and to any other Disputed Party at its principal place of
+   business in the USA, marked ATTN: Legal Department. The Disputed Party
+   will send any Notice of Dispute to your address if it has it, or
+   otherwise to your e-mail address on file. You and the Disputed Party
+   will attempt to resolve any dispute through informal negotiation within
+   60 days from the date the Notice of Dispute is sent, after which you or
+   the Disputed Party may commence arbitration.
+
+   (c) You may also litigate any dispute in a small claims court in your
+   county of residence, if the dispute meets all requirements to be heard
+   in the small claims court. You may litigate in a small claims court
+   whether or not you negotiated informally first.
+
+   (d) Binding Arbitration. If you and a Disputed Party do not resolve any
+   dispute by informal negotiation or in small claims court, any other
+   effort to resolve the dispute will be conducted exclusively by binding
+   arbitration governed by the United States Federal Arbitration Act
+   (“FAA”). You are giving up the right to litigate (or participate in as
+   a party or class member) all disputes in court before a judge or jury.
+   Instead, all disputes will be resolved before a neutral arbitrator,
+   whose decision will be final except for a limited right of appeal under
+   the FAA. Any court with jurisdiction over the parties may enforce the
+   arbitrator’s award.
+
+   (e) Class Action Waiver. Any proceedings to resolve or litigate any
+   dispute in any forum will be conducted solely on an individual basis.
+   Neither you nor a Disputed Party will seek to have any dispute heard as
+   a class action, private attorney general action, or in any other
+   proceeding in which either party acts or proposes to act in a
+   representative capacity. No arbitration or proceeding will be combined
+   with another without the prior written consent of all parties to all
+   affected arbitrations or proceedings.
+
+   (f) Any arbitration will be conducted by the American Arbitration
+   Association (the “AAA”) under its Commercial Arbitration Rules. If you
+   are an individual and use the Software or Products for personal or
+   household use, or if the value of the dispute is $75,000 USD or less
+   whether or not you are an individual or how you use them, its
+   Supplementary Procedures for Consumer-Related Disputes will also apply.
+   For more information, see adr.org or call +1-800-778-7879. In a dispute
+   involving $75,000 USD or less, Skype will promptly reimburse your
+   filing fees and pay the AAA’s and arbitrator’s fees. You and Skype
+   agree to the terms governing procedures, fees and incentives at
+   go.microsoft.com/fwlink/?linkid=275219.  To commence arbitration,
+   submit the form available at go.microsoft.com/fwlink/?linkid=275627 to
+   the AAA. You agree to commence arbitration only in your county of
+   residence, in Santa Clara County, California, or another Disputed
+   Party’s principal place of business in the USA. Skype and other
+   Disputed Parties agree to commence arbitration only in your county of
+   residence.
+
+   (g) To the extent permitted by law, any claim or dispute relating to
+   your use of Pay by Mobile must be filed within one year in small claims
+   court (paragraph 20.3(c)) or in arbitration (paragraph 20.3(d)). The
+   one-year period begins when the claim or dispute first could be filed.
+   If such a claim or dispute is not filed within one year, it is
+   permanently barred.
+
+   (h) Rejecting Future Arbitration Changes. You may reject any change
+   Skype makes to paragraph 20.3 (other than address changes) by sending
+   us notice within 30 days of the change by U.S. Mail to the address in
+   paragraph 20.3(b). If you do, the most recent version of paragraph 20.3
+   before the change you rejected will apply.
+
+   (i) If the class action waiver in paragraph 20.3(e) is found to be
+   illegal, invalid or unenforceable as to all or some parts of a dispute,
+   then paragraph 20.3 will not apply to those parts. Instead, those parts
+   will be severed and proceed in a court of law, with the remaining parts
+   proceeding in arbitration. If any other provision of paragraph 20.3 is
+   found to be illegal, invalid or unenforceable, that provision will be
+   severed with the remainder of paragraph 20.3 remaining in full force
+   and effect.
+
+   YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND UNDERSTAND
+   THE RIGHTS, OBLIGATIONS, TERMS AND CONDITIONS SET FORTH HEREIN. BY
+   CLICKING ON THE ACCEPT BUTTON AND/OR CONTINUING TO INSTALL THE SOFTWARE
+   OR USE THE SOFTWARE, PRODUCTS AND/OR SKYPE WEBSITES, YOU EXPRESSLY
+   CONSENT TO BE BOUND BY ITS TERMS AND CONDITIONS AND GRANT TO SKYPE THE
+   RIGHTS SET FORTH HEREIN.
+
+© Skype – Last updated: April 2013